How Much Does
Ramp Cost in 2026?
Ramp lists a free software tier with cards and expense workflows. Plus adds capabilities at a per-user rate plus a separate platform fee in the dated snapshot.
Confirm current plans and terms on the vendor site.
Check the vendor pricing source. Pricing record dated 2026-04-21; current terms may differ.
Listed prices are in USD. Confirm the billing unit, commitment, and current regional terms with the vendor.
Plans & Pricing
Free (AI-assisted)
- perUserMonthly 0
- scope Corporate cards (unlimited physical + virtual) + travel & expense management + accounts payable + basic accounting automation + vendor management
Plus (AI-powered, Monthly)
Annual terms not recorded in this snapshot.
- perUserMonthly $15 + platform fee based on team size
- scope + AI approval recommendations + auto-coded line items + advanced integrations (NetSuite, Sage Intacct) + real-time budget tracking
Plus (Annual)
Annual amount withheld: the source record does not establish a comparable monthly billing unit.
Annual terms not recorded in this snapshot.
- scope 20% annual savings
- pricing-review Annual amount withheld: the source record does not establish a comparable monthly billing unit.
Enterprise (AI-tailored)
Annual terms not recorded in this snapshot.
- scope Custom pricing, annual billing required. + Dedicated account management + 24/7 priority support + custom implementation + advanced ERP (Workday, Oracle Fusion Cloud)
From the StackScored blog
Features
Comparison notes
Compare Ramp using the cards, approvals, accounting connections and bill-payment workflows you need. Free software may cover part of the requirement, but confirm eligibility and any transaction or service charges. For Plus, obtain the platform fee as well as the seat price before budgeting. Test AI-suggested approvals and coding against your accounting policy rather than assuming accuracy or saved hours. Rewards depend on the current program terms.
Pros
- Cards and expense workflows listed on Free
- Accounts payable and vendor-management capabilities
- Additional accounting integrations and budget tools on Plus
Cons
- Plus needs a platform fee in addition to seats
- Card eligibility and service charges require confirmation
- AI outputs still need appropriate review
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Compare Ramp with
Compare with Competitors
See how Ramp pricing stacks up against other expense management & corporate cards products.
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Frequently Asked Questions
- How much does Ramp cost?
- Ramp: $12/mo in the recorded pricing snapshot. Check each plan's billing unit, included usage and commitment length. Current vendor terms may differ.
- Does Ramp list a free plan or trial?
- A free plan is recorded. No trial is recorded. Confirm availability, payment-card requirements and cancellation terms on the vendor site.
- What should I confirm before buying Ramp?
- Confirm the total for your required seats or usage, the billing commitment, any setup or add-on charges, renewal terms and cancellation rules. Missing prices or future rates are unknown, not zero or a guarantee of stable pricing.