HR & Payroll Cost Planner
Start with the specific plan and service you need. A starting rate alone cannot establish the cost for your team.
Dataset dated 2026-04-21. Current vendor terms may differ. The estimates below use USD; other currencies are not converted.
Each plan states whether the quantity counts workers, employees, users, or contractors. Base fees are added once. Different services are not ranked against each other.
BambooHR
Recorded starting rate: Price unavailable. Confirm its billing unit and commitment.
Complete team cost requires a scoped quote. This starting rate is excluded from automatic totals.
Buddy Punch
For 1 user; time tracking. $19/mo + $5.99/user/mo
$24.99/month
$299.88 for 12 months if the rate and quantity stay unchanged.
Deel
For 1 employee; hr. $5/employee/mo
$5.00/month
$60.00 for 12 months if the rate and quantity stay unchanged.
Gusto
For 1 worker; payroll. $49/mo + $6/worker/mo
$55.00/month
$660.00 for 12 months if the rate and quantity stay unchanged.
OnPay
For 1 worker; payroll. $49/mo + $6/worker/mo
$55.00/month
$660.00 for 12 months if the rate and quantity stay unchanged.
Paychex
Recorded starting rate: Price unavailable. Confirm its billing unit and commitment.
Complete team cost requires a scoped quote. This starting rate is excluded from automatic totals.
Rippling
Recorded starting rate: Price unavailable. Confirm its billing unit and commitment.
Complete team cost requires a scoped quote. This starting rate is excluded from automatic totals.
What is included in a projection?
A scoped monthly total adds the recorded base fee once, plus the unit rate multiplied by quantity. An annualized budget multiplies that amount by twelve. It assumes the rate and quantity stay unchanged; it does not predict renewal prices or the payment schedule.
Annual billing uses explicit annual cost components only. A missing annual rate remains unknown. Setup, optional purchases, taxes, usage overages, and future price changes are excluded unless your vendor quote includes them.
Use the stack budget to combine selected plans with your own confirmed quote amounts.