How Much Does
Gusto Cost in 2026?
Gusto publishes a monthly base fee plus a per-person charge for each of its three payroll plans. Simple covers single-state payroll; Plus and Premium add multi-state payroll and more HR capabilities.
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Check the vendor pricing source. Pricing record dated 2026-04-21; current terms may differ.
Listed prices are in USD. Confirm the billing unit, commitment, and current regional terms with the vendor.
Plans & Pricing
Simple
For 1 worker; payroll. $49/mo + $6/worker/mo
Annual terms not recorded in this snapshot.
- base $49/mo + $6/person/mo
- perPerson 6
Plus
For 1 worker; payroll. $80/mo + $12/worker/mo
Annual terms not recorded in this snapshot.
- base $80/mo + $12/person/mo
- perPerson 12
Premium
For 1 worker; payroll. $180/mo + $22/worker/mo
Annual terms not recorded in this snapshot.
- base $180/mo + $22/person/mo
- perPerson 22
From the StackScored blog
Features
Comparison notes
For 20 people, Simple costs $49 + (20 x $6) = $169/month. Plus costs $80 + (20 x $12) = $320/month, and Premium costs $180 + (20 x $22) = $620/month. Start with the states where employees work and the features you need before comparing those totals. OnPay Payroll Essentials has the same $169/month base-plus-worker cost at 20 workers. Compare the included features and any required add-ons rather than assuming the matching entry price means identical coverage. Gusto offers free account setup; this review did not establish a fixed-duration payroll trial.
Pros
- Published base and per-person fees make recurring payroll costs straightforward to calculate.
- Simple, Plus and Premium separate entry-level payroll from broader HR and support requirements.
- Month-to-month billing allows cancellation without an annual subscription commitment.
Cons
- The base fee is additional to each per-person rate.
- Simple is for single-state payroll; multi-state payroll requires Plus or Premium.
- Moving a 20-person team from Simple to Plus raises the listed monthly cost from $169 to $320.
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Frequently Asked Questions
- How much does Gusto cost per month?
- $55/mo for 1 worker (Simple; payroll) on the lowest known monthly-billed plan. $49/mo + $6/worker/mo. Other plans can cover different services; optional add-ons and taxes are excluded.
- How much does Gusto cost for a team of 5?
- $79/mo for 5 workers (Simple; payroll). Calculation: $49 base + 5 x $6 per worker. This covers payroll on Simple; check included features before comparing alternatives.
- Does Gusto publish annual pricing?
- Annual cost components are not published in this snapshot. Request current annual terms; monthly pricing is not an annual quote.