AI Price Scanner Verified 2026-03-21
1v1 Pricing Showdown
Gusto vs OnPay
Side-by-side pricing breakdown for HR & Payroll decision-makers
Prices in USD, verified from the United States. Regional pricing may vary.
VS
Feature Comparison
| Feature | | |
|---|---|---|
| payroll processing | Yes | Yes |
| tax filing | Yes | Yes |
| direct deposit | Yes | Yes |
| benefits admin | Yes | Yes |
| time tracking | Yes | No |
| onboarding | Yes | Yes |
| global payroll | No | No |
| contractor payments | Yes | Yes |
| compliance | Yes | Yes |
| integrations | 250 | 40 |
| api | Yes | No |
| mobile app | Yes | Yes |
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Frequently Asked Questions
- Is Gusto cheaper than OnPay?
- Gusto is cheaper starting at $49/mo. Gusto starts at $49/mo and OnPay at $49/mo.
- Which is better, Gusto or OnPay?
- Gusto scores 8.8/10 compared to OnPay's 8.5/10 in our analysis. Gusto ranks higher on features and value, but OnPay may suit specific use cases — see the feature comparison above.
- Is Gusto cheaper than OnPay for a team of 5?
- For a team of 5, Gusto costs $245/mo (5 x $49) and OnPay costs $245/mo (5 x $49). Gusto is the cheaper option at this team size.
- Are there other hr & payroll alternatives besides Gusto and OnPay?
- Yes. Our [HR & Payroll pricing comparison](/pricing/hr-payroll/) page covers all major providers with daily-verified prices. You can also see the [cheapest hr & payroll](/pricing/hr-payroll/cheapest/) for budget-focused options.