4 alternatives comparedLast verified 2026-04-21 Live pricing
Looking for an alternative to Rippling Spend?
Whether you need better pricing, different features, or a tool that fits your workflow,
we've compared 4 verified expense management & corporate cards alternatives below.
Every price is checked daily against vendor pages — no stale data, no guesswork.
Prices in USD, verified from the United States. Regional pricing may vary.
Ramp is the corporate card + expense management leader for US startups. Free at $0/user/month provides corporate cards + T&E + AP + vendor management at no software cost — Ramp earns interchange on card spend. Plus at $12/user/month annual + platform fee adds AI approval recommendations and NetSuite/Sage Intacct integration. Enterprise custom with Workday + Oracle Fusion Cloud.
Free tier is best B2B SaaS deal available for US startups with corporate card need
Unlimited physical + virtual cards included in Free — no per-card fees
AI approval recommendations + auto-coded line items on Plus save finance team hours
Brex is Ramp's direct competitor with similar Free tier economics. Essentials at $0/user/month covers corporate cards + spend management + basic integrations. Premium at $12/user/month adds advanced spend controls + approval workflows + API access + AI Intelligence. International issuing in 70+ countries is Brex's unique advantage. Rewards points convert at ~1-2% value.
International issuing in 70+ countries — unique vs Ramp's US focus
Points program can yield 2%+ value on travel redemptions vs Ramp's flat 1.5% cashback
Brex Intelligence AI provides spend insights, anomaly detection, automated categorization
Expensify is the expense reporting veteran — founded 2008, best known for SmartScan OCR receipt capture. Free individual tier covers 25 SmartScans/month. Collect at $5/active-user/month annual (with Expensify Card) or $10 without Card. Control at $9/active-user/month annual (with Card) or $18 without. Expensify Card is free and halves pricing.
Active user pricing charges only for expense submitters in a given month (cheaper for large orgs)
Expensify Card discount (50% off) makes Collect/Control cheapest in market with card adoption
SmartScan OCR is category-leading for receipt capture accuracy
Airbase was acquired by Paylocity in November 2023 for $325M. Post-acquisition, Airbase operates as part of Paylocity's HRIS + payroll + spend management bundle. No public pricing — custom enterprise quotes typical $500-5,000+/month for 20-200 employee orgs with 12-24 month contracts. Integration advantage for existing Paylocity customers; less compelling standalone.
Integration advantage for existing Paylocity HRIS customers — shared employee data + provisioning
'All-in-one' depth — cards + expense + AP + procurement in one platform
Mature SOX compliance suitable for regulated industries