4 alternatives comparedLast verified 2026-04-21 Live pricing
Looking for an alternative to Stripe?
Whether you need better pricing, different features, or a tool that fits your workflow,
we've compared 4 verified saas billing & payments alternatives below.
Every price is checked daily against vendor pages — no stale data, no guesswork.
Prices in USD, verified from the United States. Regional pricing may vary.
Lemon Squeezy is the indie developer's Paddle — same MoR model, same 5% + $0.50, but designed for solo makers and small teams shipping digital products. Built-in affiliate program, license key delivery, digital download automation, and email sequences make it a complete e-commerce platform for one-person SaaS and infoproduct businesses. Stripe acquired them in 2024.
Indie-friendly MoR — same 5% + $0.50 as Paddle but designed for solo makers
Built-in affiliate program, license keys, digital downloads, email sequences — all included
Developer experience inherited from Stripe alumni — APIs feel familiar and clean
Paddle is a Merchant of Record — not a payment processor. That distinction matters: Paddle takes legal responsibility for selling your product to customers worldwide, which means they handle sales tax, VAT, GST, refunds, and customer support inquiries. You invoice Paddle, Paddle invoices your customers. 5% + $0.50 per transaction is higher than Stripe but includes tax compliance that would cost $5-20k/year with Stripe + accountant.
Merchant of Record — zero sales tax / VAT / GST compliance work for you
Chargebee is the enterprise subscription billing platform for SaaS with complex needs that Stripe Billing can't handle. Starter tier free up to $250K cumulative is generous for early-stage startups. Performance at $7,188/year ($599/mo) for up to $100K/month handles mid-market subscription complexity. Enterprise tier unlocks multi-entity, account hierarchy, and contract terms — required for large SaaS with enterprise customers.
Starter tier FREE up to $250K cumulative volume — generous runway for early-stage startups
Recurly is enterprise-only subscription billing — $1M TPV minimum gates the main product from startups. Commerce (Shopify Subscriptions) at $399/mo + 1.5% GMV is their mid-market play for subscription commerce brands. For SaaS companies at $1M+/year processing volume with complex global subscriptions, Recurly competes with Chargebee Enterprise and Stripe's custom tier.
Built for $1M+ TPV scale — platform handles $12B annual volume without breaking
140+ currencies + multi-entity support — genuinely global enterprise scale
Native Shopify Subscriptions integration unique in this category (except Shopify's own)